THE DEADLY EFFECT OF OVERSPENDING

Obsession to certain things makes anyone happy but sad. He is happy because he abled to buy one that fascinated him. At the same time, he was sad because it added another credit to his account. His impulsiveness hurt his pocket. He had not given his family they comfort they deserved as he lived in his own extravagance.

He bought something not so important due to his addiction to it. He yearned for sudden gratification to satisfy his cravings to own one. He has no control over his obsession. He got what he wanted. He allowed too much spending to rule and ruin his life. He has no idea the long-term effect it caused to his family as if he has no concern for them. What it concern him is on how to get money from somewhere to respond to his selfish need. It seemed he was not contented in one buy. More buys makes a joy inside him.

This was the problem in modern civilization wherein new technology created many things that fancied us. We wanted to follow the lifestyle of other people with leaving a little for the family. It becomes habitual acts the hardest to control.

Compulsive buying is only good for rich people. They can afford whatever they wanted what their heart desires. They can buy almost everything to satisfy their materialistic behavior.  If those people living in middle of poverty line who insist they can afford, its craziness.  Why allow to be in the verge of hardship when they have the ability to prevent it to happen. It’s just a matter of common sense. 

We should not let our mind to go beyond good reason. There should be openness to measure what is right and not to have a wrong turn. If we don’t have outstanding credit, it might be possible. We are confident and have sense of peace. It will not give us stress to look another meal of the day for the family. It is great relief if everything is in order.

Spending unreasonably is the sum total of deep-rooted uncontrollable emotion that causes us on impulsive buying. It was the source of our trouble. Surrendering to the claw of our wants and needs makes life miserable. There is uncertainty for survival due to overspending. It does more harm than good.

There were other reasons that triggered overspending. In the time of our distress and period of grief we tend to buy unnecessarily to calm down the feeling of loss even for the brief period of time. It also happened if we are on the verge of our outburst to someone in conflict seeking interruption through compulsive buying.

Most often the problem started when you spend more than you able to pay.  Your credit card tempted you to spend more. Your headache starts when it is time to pay especially if you don’t have enough cash in your hands to pay for the purchases not including other outstanding accounts that worry you. You are on the edge of frustration where to go and the person that will save you in your helplessness. You can’t talk straight because of your confusion and anger without realizing you are the one that causes it.

Conflict among husband and wife begins when one of them lied to the condition of their savings. There were disbursements that were not agreed by both. One of them already hooked being a compulsive buyer. Their savings was dwindling without the knowledge of one of them until almost all had been consumed when it was known. The hell broke loose, someone is to blame. Marriage is on the rock, separation is imminent.

If you intend to be one of them, don’t be too shortsighted. You can make your own prevention if you intend to do what is right and honest to yourself. If you follow this tips, you will not regret it instead it give you peace of mind without worries about financial matters:

-Determine the possible triggers that will tempt you to buy unreasonably.

-Share portion of your salary every month as your savings helpful during emergency situation.

-Never rely the use of credit card in all your bigger purchases. You will surely overshoot to your credit limit or your capacity to pay.

-Avoid passing or entering to your favorite store department that will make you wild to make haste buying.

-If you feel the uncontrollable impulse upon seeing your favorite object, stay away from it immediately.

-Bring only cash needed for purchases of the basic commodity items. You can estimate the amount you will bring during shopping based on your grocery list.

-Request someone (child/husband) to accompany you while shopping. This is to disrupt you from deciding by yourself.

-Make grocery list before going to store. Buy only what you listed to prevent picking items not on the list.

-Keep in mind that you have to prioritize your expenses on basic commodities needed at home. The not-so important items should be decided later and should be given much thought of its usefulness before purchasing it.

-If you are heavy stress or angry, calm yourself down slowly in several minutes but not take the option of buying just to ebb away the feeling.

There are still many ways how to control your pleasure of compulsive buying. The only important thing to bear in mind is strict control. If you pass the test then you’ll never be in despair of having no money in your purse.

AGGRESSIVE-TYPE OF BEHAVIOR

There were people that are weak and easily give up if they are burdened with a problem they can’t handle. They were helpless to face the storm. Their fear put them in a difficult position to find relief of their helplessness. 

An aggressive type of behavior has different story. Failure is his challenge. Success was his greatest achievement. He was proud of his accomplishments. Aggressiveness was the focal point of his behavior. He pushed his desire above his limit. He always think big. Doubts did not deter him to do what is necessary. His strength was unlimited. His perception was quite wide. His determination was without question. He was willing to sacrifice everything for one purpose – success.

He worked harder to attain his objective. He don’t mind extending many hours to work sacrificing his time of rest. His desire kept burning. The fire to get success was high in his mind.

The intensity of his desire revitalized his energy. It kept him strong chasing his lucky day. He had total control of his action. If he fail, the more he is determine to try the second time. Challenge is where his heart is.

Once established in one position of his career, he was pursuing the next step of his career. His ambition did not stop. He wanted to get the higher level with greater force of intention. It bored him to remain in one position. He desired to upgrade himself to a more challenging role.

He will dominate the atmosphere in any conversation. As he spoke, they became attentive and had interest in hearing his voice. He can easily attract attention with the voice that command authority. The words he spoken touched their heart as if they were mesmerize by the wighty substance of his words and the voice clearly audible to one’s ear.

He can easily got along with other people. He had that power to adapt to new environment and be known. Being lively can get him many friends around. He used his expertise in winning people’s emotion and feelings. He gives inspiration to go along with anyone, making new friendship is the nicest thing to do.

He was very independent in any given situation. He did not rely on anyone’s assistance. He supported himself and lived with his own. His strength made it possible for him to work alone in longer period of time to be able to meet his deadline. His determination ruled his life. To get the success he desired put his mind occupied and push beyond his limit.

He acted fast in making decision with greater accuracy. If he decide, he will not wait too long to act. It was his belief that it can be done. If he failed, he looked for a second chance. He won’t give up. The more he is very determined to make it possible.

What he was lacking is that he doesn’t have enough patience. Sometimes he acted suicidal in his decision. His carelessness put him in a difficult situation to make an extra effort to correct the mistakes. Patience made him bored without any idea that patience can save his life, work and his dream. Patience give him opportunity to correct whatever minr slip he did in his decision making.

With aggressive behavior, there were employees under his supervision were not happy working with him. He was forceful in meeting deadlines. He wanted result in short period of time. He expect better quality of their work. It became a stressful environment for employees to do their work fast without letting little space for themselves. There was too much pressure in the working environment.

He did not give time for others to speak regarding issues and concerns affecting the business operation. He wanted to lead and speak for themselves. He did the talking, they were following whatever he said. He imposed leadership as if he is the only one who knows everything. He showed too much ego sometimes. His self-esteem was higher and more concrete. He craved for recognition from his ability to excel. He wanted to be praised of his accomplishment. He wanted to be recognized of being aggressive and do things his own way.

FLEXIBLE-TYPE OF BEHAVIOR

Is a behavior under two extremes? He can easily adjust to a situation if necessary. He was open to changes. He can fit to an environment he is not familiar. He can associate all kinds of people using the best approach to talk to them or be among them. 

He can communicate perfectly without any hesitation if it demands participation. It is almost perfect as his thought processes was wide and open.

He switched his mode of behavior depending on the kind of line he wanted to fit in. He may compassionate to others if needed. He may be strict in order to bring order in the house. He can find ways to handle a problematic individual to the point of lowering his self-esteem to win his heart.

He was ready to listen and give advice to those that seek his counsel. He was strong-willed person but not manipulative to the weaknesses of others. He was supportive to the cause of anyone if he believed it is the right thing to do. He is not secretive. He can share anyone any negative information that needs correction.  If the information is so delicate to handle, he has ways to lessen the impact of the damaging information to the victim. He expressed his sympathy to those in bereavement and joined their painful hours of mourning.

He showed the proper attitude in the presence of his superiors in the company with respect and high regards. He can get along with his subordinates easily. Being friendly was one asset he was very proud of. With good impression, he can easily win many friends and new friendship. He was not difficult to get along with because of his outstanding flexibility.

He was ready to socialize just to meet and make friends with other people. Adapting to new environment, new faces and new challenges is his strength. Building good relationship was his specialty. He can mix it with many ingredients to last that friendship.

He was good speaker. Many people will listen to him with interest and wonder. No one is perfect in everything. If he makes mistakes, he easily admitted it without any hesitation. He will not insist on hiding his wrong decision just for the sake of protecting his image. But if he did it right, he will appreciate and celebrate with honesty and truthfulness.

He was transparent in making his judgment. He will not favor those persons close to him. He will decide based on the merit of truth even if it means severing a relationship. Whatever the truth it should prevail.

He was unpredictable. No one knows what side of him he will use in different circumstances. It is hard to read his thought processes normally because he can easily shift one behavior to another. He had dark side of him. He was avenging if he is abused and insulted. He will not give you an edge to manipulate him. He was ready to face you in battle without pity and regret. He will not easily give up just for little pressure. He will defend it with his life. He may be good and bad at any given time.

He was very smart. He knew how to read people’s mind. He knew the kind of person he is dealing with. He knew what kind of personality you have once you open your mouth and talk. Your body language will give him the idea who you are. He kew what is a true impression or not. But if you talk to him honestly, he will appreciate your truthfulness. He can easily noticed you if you are lying.

There was goodness in him if you treat him good. He may be lenient at times or very combative in the other. Beware in handling a flexible man. If you can be able to get to know him deeper, you will know that he has many traits worthy to discover. You can learn a lot from him He was willing to support if you ask him because his goodness is more than the bad side of him.

CONFIDENT-TYPE OF BEHAVIOR

A confident man is not afraid to take responsibility even how hard it was because of inner strength he developed to be able to face the challenge. He was the kind of people that is strong-willed, efficient and hardworking. There was always risk in making decision. There is decision that ends in failure because no one knows what will happen ahead. But it did not deter him to make decision he believed the right one and willing to do more if necessary for the benefit of one or the many. 

He was not easily discouraged of failure, the more he work hard in his belief that everything will be put into the right place. A father made almost all decision at home even the tiniest details of family life including the critical decision that warrants his attention. The foundation of his life was about decision-making. This was the only way for him to survive.

He has business-like quality. He can run the business with ease and confident. He knows which direction his business should be and how he can improve it to be profitable. Whatever task is given him, he always sees that it is done right, properly, completely and on time. He will not let certain job left hanging. It is not his kind. He was always responsible in his function. If it takes a certain task many hours to comply, he will do so without any regret. It was his nature to finish the job even how hard it will be.

If he is around friends, he has fresh ideas to share with them especially if they have specific activity to pursue. He maintained good relationship to anyone. He was not sensitive of his feeling. He listened and understood. Any constructive criticism is a challenge to him to improve his work. If someone crosses his path with misunderstanding not of his own making, he avoided confrontation. He will not add fire to the situation. He always hope that disagreement is settled in proper and civilized way.

He was not panicky if there is problem along the line. He remained calm with highest level of confidence and hopeful he can find ways to manage any hindrances and put a stop to the effect it cause in working environment. He has highest points of performance, doing it right, fast and on schedule. He doesn’t want to waste time because of inefficiency. Performance below the level of acceptance is costly. Spending time and effort is worthless without positive result.

The calmness of his behavior towards treating a new task assigned to him, give him too much confidence that he can handle it well and striving that it can be done right, fast and on time. He was confident that he can make rational and wise decision if problem arises in handling the new task. He was striving for excellence giving no room for failure. His innovative ideas made his job easier to handle.

He was born leader. If given the chance to lead a group of people, he can lead them even during crucial moment of their lives. He did not feel afraid of responsibility instead it challenge him to make the best of it. He was true to himself without pretending to be good. Even during the time of his difficulties, he will not seek help from other people. He just kept it to himself because of his belief and great confidence that he can find ways to brace the impact of his burden.

He give more time in the performance of his work, gathering many new ideas important in his planning and decision-making if the need arises rather than putting more time with his family. 

If it happens that you are under him, you have to focus your attention to your work as he always expects result and hard work. He was very strict about task deadline. If overtime is necessary to submit the report on schedule you have to do it fast. You have to follow and toe the line. You are always reminded to obey whatever he asked you to do especially the necessity of completing your work to be able catch up the deadline.